Not to beat a dead horse, but what if your last paycheck was your last paycheck? What if a disability robbed you of your ability to earn income and support your family? We know this happens.

We have seen one of our Brothers and his family suffer this indignity.  How can you not do something to protect your family from that which is more likely to happen than death?

Statistics tell us that 10% of North Americans between ages 18 and 64 have a disability and that there is a 33% chance of a person entering the work force today being disabled before they retire. We know that seventy percent of employees in the private sector are not covered by any type of long-term disability insurance and this insurance can be the most difficult to obtain on the open market.

Ask yourself: “What is my largest asset?” Most people will say it’s their home. WRONG!!! The fact is that, it’s your ability to earn a paycheck. Without this, all other assets are in jeopardy. In fact for many of us there is a greater risk to disability than death.

If you lose your ability to work, what would you do? Income Armor from the Knights of Columbus can pick up where your paycheck leaves off. Our Income Armor product is offered to members and their wives ages 18-61 (subject to underwriting requirements). Coverage cannot be cancelled as long as you pay your premiums when they are due. Premiums are not guaranteed and increases are possible, but only on a class basis.

Your base policy premium provides a comprehensive list of benefits, including: • For Total Disability • For Partial Disability • Waiver of Premium • Organ Donor • Rehabilitation & Retraining.

Contact Vernon Hatcher today to learn more about Income Armor. You owe it to your family to protect them against the "unexpected thief."